@font-face{font-family:Zodiak;src:url(/fonts/Zodiak-Variable.woff2)format("woff2");font-weight:100 900;font-display:swap}@font-face{font-family:Zodiak;src:url(/fonts/Zodiak-VariableItalic.woff2)format("woff2");font-weight:100 900;font-style:italic;font-display:swap}@font-face{font-family:Clash;src:url(/fonts/ClashGrotesk-Variable.woff2)format("woff2");font-weight:200 700;font-display:swap}:root{--paper:#f7f8f4;--surface:#fff;--ink:#102b32;--ink-deep:#0c2229;--text:#17343a;--muted:#52676b;--accent:#12685f;--mint:#b6dccb;--mist:#e8f0ed;--rule:#ccd6d2;--gutter:60px;--sans:Clash, sans-serif;--serif:Zodiak, Georgia, serif;--max:1600px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{background:var(--paper);color:var(--text);font:16px/1.5 var(--serif);-webkit-font-smoothing:antialiased;margin:0}a{color:inherit;text-underline-offset:4px;text-decoration-thickness:1px}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button{color:inherit;cursor:pointer;border-radius:0}img{max-width:100%;height:auto;display:block}svg{flex-shrink:0}h1,h2,h3,p{margin:0}h1,h2,h3{font-weight:400}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline-offset:5px;outline:3px solid #174a91}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}[hidden]{display:none!important}.skip-link{z-index:100;background:var(--ink);color:#fff;padding:12px 20px;position:fixed;top:8px;left:8px;transform:translateY(-160%)}.skip-link:focus{transform:none}.eyebrow{font:500 11px/1.5 var(--sans);letter-spacing:.17em;text-transform:uppercase}.accent{color:var(--accent)}.muted,.reading-time{color:var(--muted)}.reading-time{margin-top:13px;font-size:13px}.container{max-width:calc(var(--max) + var(--gutter) * 2);padding-inline:var(--gutter);margin:auto}.wordmark{text-transform:uppercase;letter-spacing:.12em;white-space:nowrap;font-size:28px;line-height:1.3;text-decoration:none}.utility-strip{border-bottom:1px solid var(--rule);height:36px;color:var(--accent);justify-content:center;align-items:center;font-size:12px;display:flex}.utility-strip a{text-decoration:none}.utility-strip span{margin-left:8px}.masthead-row{height:80px;padding:0 var(--gutter);border-bottom:1px solid var(--rule);grid-template-columns:1fr auto 1fr;align-items:center;gap:20px;display:grid}.masthead-row nav{gap:24px;display:flex}.masthead-row nav a,.topic-nav a{font:500 11px/1 var(--sans);letter-spacing:.13em;text-transform:uppercase;white-space:nowrap;text-decoration:none}.header-actions{justify-self:end;gap:8px;display:flex}.icon-button{background:0 0;border:0;justify-content:center;align-items:center;width:44px;height:44px;text-decoration:none;display:inline-flex}.icon-button:hover{background:var(--mist)}.topic-nav{border-bottom:1px solid var(--rule);scrollbar-width:none;justify-content:center;align-items:center;gap:clamp(20px,3.4vw,60px);height:80px;padding:0 20px;display:flex;overflow-x:auto}.topic-nav::-webkit-scrollbar{display:none}.topic-nav a{align-items:center;min-height:44px;display:flex}.topic-nav a:hover,.masthead-row nav a:hover{text-underline-offset:6px;text-decoration:underline}.lead-grid{grid-template-columns:1fr 2fr 1fr;grid-template-areas:"stories feature essentials";align-items:stretch;max-width:1720px;margin:22px auto 0;padding:0 40px;display:grid}.lead-column{min-width:0;padding:0 20px}.lead-feature-column{border-left:1px solid var(--rule);border-right:1px solid var(--rule);grid-area:feature}.lead-essentials-column{grid-area:essentials}.lead-stories-column{grid-area:stories}.lead-inner{position:sticky;top:22px}.feature-card{isolation:isolate;color:#fff;background:var(--ink);height:calc(100svh - 44px);min-height:650px;text-decoration:none;display:block;position:relative;overflow:hidden}.feature-card>img{object-fit:cover;object-position:center 38%;z-index:-2;width:100%;height:100%;transition:transform .6s;position:absolute;inset:0}.feature-card:after{content:"";z-index:-1;background:linear-gradient(#0000 25%,#0c22291f 40%,#0c2229e0 100%);position:absolute;inset:0}.feature-card:hover>img{transform:scale(1.025)}.feature-copy{text-align:center;position:absolute;bottom:54px;left:36px;right:36px}.feature-copy .eyebrow{color:#d0e9dd;margin-bottom:18px}.feature-copy h1{font-size:clamp(30px,2.7vw,44px);font-weight:400;line-height:1.15}.feature-copy p:not(.eyebrow):not(.reading-time){margin-top:24px;font-size:15px;line-height:1.5}.feature-copy .reading-time{color:#d0dcd8;margin-top:18px}.article-card{text-align:center;min-width:0}.article-card .card-image{aspect-ratio:3/2;background:var(--mist);display:block;overflow:hidden}.article-card .card-image img{object-fit:cover;width:100%;height:100%;transition:transform .5s}.article-card .card-image:hover img{transform:scale(1.035)}.card-copy{padding:22px 3px 36px}.article-card h2{margin-top:14px;font-size:22px;line-height:1.3}.article-card h2 a{text-decoration:none}.article-card h2 a:hover{text-decoration:underline}.card-description{margin-top:20px;font-size:15px;line-height:1.5}.lead-stories-column .article-card{border-bottom:1px solid var(--rule);margin-bottom:26px}.lead-stories-column .article-card:last-child{margin-bottom:0}.lead-stories-column .card-copy{padding-bottom:42px}.essentials-heading{text-align:center;margin-bottom:28px}.essentials{counter-reset:essential;margin:0;padding:0;list-style:none}.essentials li{border-top:1px solid var(--rule);text-align:center;counter-increment:essential;padding:26px 4px 38px;position:relative}.essentials li:before{content:counter(essential);border:1px solid var(--rule);background:var(--paper);width:21px;height:21px;font:11px var(--sans);border-radius:100%;place-items:center;display:grid;position:absolute;top:-11px;left:calc(50% - 10px)}.essentials h2{margin-top:14px;font-size:21px;line-height:1.3}.essentials a{text-decoration:none}.essentials a:hover{text-decoration:underline}.essentials .reading-time{margin-top:12px}.section-heading{border-top:1px solid var(--ink);border-bottom:1px solid var(--rule);justify-content:space-between;align-items:baseline;gap:20px;margin-bottom:30px;padding:23px 0;display:flex}.section-heading h2{font:500 14px var(--sans);letter-spacing:.15em;text-transform:uppercase}.section-heading>a{font:500 10px var(--sans);letter-spacing:.12em;text-transform:uppercase;text-decoration:none}.editorial-section{padding-top:70px;padding-bottom:10px}.card-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:40px;display:grid}.card-grid>.article-card{position:relative}.card-grid>.article-card:not(:nth-child(4n)):after{content:"";border-right:1px solid var(--rule);position:absolute;top:0;bottom:22px;right:-20px}.wide-chapter{background:var(--mist);grid-template-columns:1.15fr 1fr;min-height:550px;margin-top:60px;display:grid}.wide-chapter>img{object-fit:cover;width:100%;height:100%;max-height:660px}.chapter-copy{flex-direction:column;justify-content:center;align-items:flex-start;padding:70px 11%;display:flex}.chapter-copy h2{margin:22px 0;font-size:clamp(32px,3.4vw,54px);line-height:1.15}.chapter-copy>p:not(.eyebrow){max-width:470px;font-size:17px}.text-link{font:500 11px var(--sans);letter-spacing:.13em;text-transform:uppercase;border-bottom:1px solid;justify-content:space-between;align-items:center;gap:40px;min-height:44px;margin-top:25px;padding:16px 0;text-decoration:none;display:inline-flex}.dark-module{background:var(--ink-deep);color:var(--paper);grid-template-columns:1fr 1fr;align-items:center;min-height:600px;margin-top:75px;display:grid;position:relative}.dark-module img{object-fit:cover;width:100%;height:100%;min-height:600px}.dark-module .chapter-copy{padding:60px 12%}.dark-module .eyebrow{color:var(--mint)}.tool-invitation{border:1px solid var(--rule);text-align:center;background:var(--mist);margin-top:65px;padding:65px 10%}.tool-invitation h2{margin:20px 0;font-size:42px;line-height:1.2}.tool-invitation p:not(.eyebrow){max-width:620px;margin:auto}.button{background:var(--ink);color:#fff;border:1px solid var(--ink);min-height:46px;font:500 11px/1.3 var(--sans);letter-spacing:.1em;text-transform:uppercase;justify-content:center;align-items:center;gap:28px;padding:15px 24px;text-decoration:none;display:inline-flex}.button:hover{background:var(--accent);border-color:var(--accent)}.button.light{background:var(--paper);color:var(--ink)}.button.outline{color:var(--ink);background:0 0}.tool-invitation .button{margin-top:26px}.page-heading{text-align:center;max-width:1000px;margin:auto;padding:90px 20px 60px}.page-heading h1{margin:20px auto 26px;font-size:clamp(36px,4.5vw,64px);line-height:1.15}.page-heading>p:not(.eyebrow){max-width:740px;margin:auto;font-size:18px}.archive{padding-bottom:70px}.archive .card-grid{row-gap:20px}.archive .article-card{border-bottom:1px solid var(--rule)}.archive-toolbar{border-top:1px solid var(--ink);border-bottom:1px solid var(--rule);justify-content:space-between;align-items:center;gap:20px;margin-bottom:32px;padding:20px 0;display:flex}.archive-filter{font:12px var(--sans);align-items:center;gap:25px;display:flex}.archive-filter select{border:0;border-bottom:1px solid var(--rule);background:0 0;max-width:200px;padding:12px 26px 12px 0}.pagination{justify-content:center;align-items:center;gap:24px;margin:60px 0 0;display:flex}.pagination a{font:12px var(--sans);padding:12px}.pagination .button{padding:16px 25px}.article-hero{background:var(--ink);color:#fff;isolation:isolate;justify-content:center;align-items:flex-end;height:calc(100svh - 196px);min-height:760px;display:flex;position:relative}.article-hero>img{object-fit:cover;object-position:center 35%;z-index:-2;width:100%;height:100%;position:absolute;inset:0}.article-hero:after{content:"";z-index:-1;background:linear-gradient(#0000,#0c22294d 35%,#0c2229f0);position:absolute;inset:0}.article-heading{text-align:center;max-width:1020px;padding:100px 40px 60px}.article-heading .eyebrow{color:var(--mint)}.article-heading h1{margin:22px 0;font-size:clamp(34px,4vw,57px);line-height:1.14}.article-heading>p:not(.eyebrow){max-width:840px;font-size:18px}.article-meta{font:12px/1.7 var(--sans);margin-top:26px}.article-meta span{margin-inline:10px;display:inline-block}.reading-layout{max-width:1320px;padding:0 var(--gutter);grid-template-columns:260px minmax(0,640px) 1fr;gap:60px;margin:70px auto 100px;display:grid;position:relative}.article-aside{font:13px/1.6 var(--sans)}.article-aside-inner{border-top:1px solid var(--rule);padding-top:24px;position:sticky;top:100px}.article-aside .author-photo{object-fit:cover;border-radius:100%;width:64px;height:64px;margin-bottom:15px}.article-aside .author-name{font:17px var(--serif);margin:6px 0}.article-aside p{margin-bottom:15px}.article-aside button{margin-right:10px}.toc{border-top:1px solid var(--rule);margin-top:26px;padding-top:20px}.toc summary{cursor:pointer;text-transform:uppercase;letter-spacing:.1em;font-size:12px}.toc ol{margin-top:15px;padding-left:18px}.toc li{margin:10px 0}.toc a{text-decoration:none}.toc a:hover{text-decoration:underline}.prose{min-width:0;font-size:19px;line-height:1.7}.prose p{margin-bottom:25px}.prose>p:first-child{font-size:22px;line-height:1.6}.prose h2{margin:54px 0 24px;scroll-margin-top:110px;font-size:30px;line-height:1.25}.prose h3{margin:30px 0 15px;font-size:23px}.prose ul,.prose ol{margin:25px 0;padding-left:25px}.prose li{margin:12px 0}.prose a{color:var(--accent)}.prose blockquote{border-left:2px solid var(--accent);background:var(--mist);margin:36px 0;padding:18px 25px;font-style:italic}.prose blockquote p:last-child{margin:0}.prose table{border-collapse:collapse;width:100%;margin:30px 0;font-size:15px;line-height:1.5}.prose th,.prose td{border-bottom:1px solid var(--rule);text-align:left;padding:15px 10px}.prose th{font:500 12px/1.4 var(--sans);background:var(--mist)}.prose th:first-child,.prose td:first-child{padding-left:0}.prose h2:last-of-type{margin-top:60px}.article-end{border-top:1px solid var(--rule);font:13px/1.6 var(--sans);color:var(--muted);padding-top:24px}.reading-bar{z-index:12;background:var(--paper);border-bottom:1px solid var(--rule);height:74px;padding:0 var(--gutter);align-items:center;gap:20px;transition:transform .2s;display:flex;position:fixed;top:0;left:0;right:0;transform:translateY(-110%)}.reading-bar.visible{transform:none}.reading-bar .bar-title{white-space:nowrap;text-overflow:ellipsis;flex:1;font-size:15px;overflow:hidden}.reading-bar .bar-actions{display:flex}.reading-progress{background:var(--accent);width:0;height:3px;position:absolute;bottom:0;left:0}.article-related{margin-bottom:65px}.simple-content{max-width:820px;margin:auto;padding:0 40px 100px}.simple-content.prose>p:first-child{font-size:20px}.simple-art{object-fit:cover;width:100%;height:400px;margin-bottom:50px}.team-grid{grid-template-columns:repeat(3,1fr);gap:40px;padding-bottom:80px;display:grid}.team-card img{aspect-ratio:4/5;object-fit:cover;width:100%}.team-card h2{margin:18px 0 8px;font-size:24px}.team-card p{margin-top:12px;font-size:15px}.team-card .eyebrow{font-size:10px}.site-footer{background:var(--ink-deep);color:var(--paper);padding:65px var(--gutter) 25px;margin-top:70px}.footer-top{border-bottom:1px solid #466065;justify-content:space-between;gap:25px;padding-bottom:45px;display:flex}.footer-top .wordmark{font-size:clamp(26px,3vw,45px)}.footer-top p{text-align:right;font-size:17px}.footer-grid{grid-template-columns:2fr 1fr 1fr 1fr;gap:55px;padding:45px 0;display:grid}.footer-grid>div p:last-child{max-width:330px;margin-top:18px;font-size:15px}.footer-grid nav{flex-direction:column;align-items:flex-start;gap:13px;display:flex}.footer-grid a{min-height:24px;font-size:14px;text-decoration:none}.footer-grid a:hover{text-decoration:underline}.footer-disclaimer{font:12px/1.7 var(--sans);color:#cfdbd7;border-top:1px solid #466065;max-width:1100px;padding:24px 0}.footer-bottom{font:11px var(--sans);color:#cfdbd7;border-top:1px solid #466065;justify-content:space-between;gap:20px;padding-top:25px;display:flex}.privacy-notice{z-index:20;border:1px solid var(--rule);background:var(--paper);align-items:center;gap:30px;width:min(1000px,100% - 40px);padding:24px 28px;display:flex;position:fixed;bottom:20px;left:50%;transform:translate(-50%);box-shadow:0 3px 24px #102b321a}.privacy-notice h2{font:500 12px var(--sans);margin-bottom:10px}.privacy-notice p{max-width:570px;font-size:13px;line-height:1.6}.privacy-actions{font:11px var(--sans);flex-wrap:wrap;align-items:center;gap:18px;display:flex}.privacy-actions .button{min-height:44px;padding:13px 18px}body:has(.privacy-notice:not([hidden])) .site-footer{padding-bottom:230px}dialog{color:var(--ink);background:var(--paper);border:0;max-width:100%;max-height:100svh;padding:0}dialog::backdrop{background:#000000a3}.dialog-masthead{border-bottom:1px solid var(--rule);justify-content:center;align-items:center;height:116px;padding:20px 60px;display:flex;position:relative}.dialog-masthead>.icon-button{position:absolute;right:40px}.menu-dialog{background:var(--ink-deep);width:100%;height:100svh;color:var(--paper);margin:0;overflow-y:auto}.menu-dialog .icon-button:hover{background:#27454b}.menu-dialog .dialog-masthead{border-color:#466065}.menu-columns{grid-template-columns:1.4fr 1fr 1fr;gap:50px;max-width:1250px;margin:clamp(60px,16vh,180px) auto 80px;padding:0 60px;display:grid}.menu-columns>nav:first-child{flex-direction:column;gap:18px;display:flex}.menu-columns>nav:first-child>a{font-size:50px;line-height:1.25;text-decoration:none}.menu-columns>nav:nth-child(2){border-left:1px solid #466065;border-right:1px solid #466065;flex-direction:column;gap:13px;padding:10px 35px;display:flex}.menu-columns>nav:nth-child(2)>a{font-size:20px;text-decoration:none}.menu-columns>div p:not(.eyebrow){margin:20px 0 28px;font-size:16px}.menu-columns>div>a{margin:15px 0;display:block}.menu-legal{font:11px/2 var(--sans);flex-direction:column;gap:8px;margin-top:30px;display:flex}.search-dialog{width:100%;max-height:90svh;margin:0;overflow-y:auto}.search-panel{text-align:center;max-width:900px;margin:auto;padding:65px 40px 95px}.search-field{border-bottom:1px solid var(--rule);align-items:center;gap:20px;margin:45px 0 0;display:flex}.search-field input{width:100%;min-width:0;color:var(--ink);background:0 0;border:0;border-radius:0;padding:10px 0;font-size:28px;line-height:1.5}.search-suggestions{margin-top:45px;font-size:24px;line-height:1.6}.search-suggestions .eyebrow{margin-bottom:14px}.search-suggestions a{text-decoration:none}.search-results{text-align:left}.search-results article{border-top:1px solid var(--rule);padding:20px 0}.search-results h3{margin-bottom:8px;font-size:22px}.search-results p{color:var(--muted);font-size:15px}.search-status{font:13px var(--sans);margin-top:20px}.saved-dialog{text-align:center;border:1px solid var(--rule);width:360px;max-width:calc(100% - 40px);margin:130px 30px 0 auto;padding:32px;box-shadow:0 4px 24px #102b321a}.saved-dialog::backdrop{background:#102b3226}.saved-dialog h2{text-align:left;border-bottom:1px solid var(--rule);padding:0 28px 20px 0}.saved-close{position:absolute;top:13px;right:8px}.saved-heading{margin:26px 0 16px;font-size:24px}.saved-dialog p:not(.saved-heading){margin-bottom:26px;font-size:15px}.saved-list{padding:0;list-style:none}.saved-list li{border-top:1px solid var(--rule);justify-content:space-between;align-items:center;gap:20px;padding:22px 0;display:flex}.saved-list h2{font-size:24px}.empty-state{text-align:center;background:var(--mist);padding:60px 30px}.empty-state h2{margin-bottom:20px;font-size:32px}.empty-state .button{margin-top:25px}.settings-actions{flex-wrap:wrap;gap:20px;margin:30px 0;display:flex}.checklist{list-style:none;padding:0!important}.checklist li{border-bottom:1px solid var(--rule);align-items:flex-start;gap:18px;margin:0;padding:18px 0;display:flex}.checklist input{width:20px;height:20px;accent-color:var(--accent);flex-shrink:0;margin-top:7px}.checklist label{cursor:pointer}.checklist input:checked+label{color:var(--muted);text-decoration:line-through}.print-action{margin:30px 0}.timeline{border-left:1px solid var(--rule);list-style:none;padding-left:35px!important}.timeline>li{margin:35px 0;position:relative}.timeline>li:before{content:"";background:var(--accent);border-radius:100%;width:9px;height:9px;position:absolute;top:10px;left:-40px}.timeline h2{margin:10px 0;font-size:26px}.timeline .eyebrow{color:var(--accent)}.calculator-layout{grid-template-columns:1fr 1fr;align-items:start;gap:65px;padding-bottom:60px;display:grid}.budget-form{border-top:1px solid var(--ink);padding-top:30px}.form-number{font:12px var(--sans);color:var(--accent)}.field{margin-bottom:28px}.field label{font:500 15px/1.5 var(--sans);margin-bottom:10px;display:block}.field input:not([type=checkbox]),.field select{border:1px solid var(--rule);width:100%;color:var(--ink);font:19px var(--serif);background:#fff;border-radius:0;padding:13px 15px}.field small{font:12px/1.5 var(--sans);color:var(--muted);margin-top:9px;display:block}.field-checkbox{font:14px/1.5 var(--sans);align-items:flex-start;gap:13px;margin:25px 0;display:flex}.field-checkbox input{width:19px;height:19px;accent-color:var(--accent);flex-shrink:0;margin-top:2px}.form-actions{flex-wrap:wrap;gap:15px;display:flex}.budget-results{background:var(--mist);padding:40px;position:sticky;top:30px}.budget-results h2{margin:18px 0;font-size:28px;line-height:1.25}.result-amount{font-variant-numeric:tabular-nums;margin-bottom:25px;font-size:48px;line-height:1.2}.result-table{border-collapse:collapse;width:100%;font:13px/1.5 var(--sans);margin:25px 0}.result-table th,.result-table td{text-align:left;border-bottom:1px solid var(--rule);padding:15px 0}.result-table th{font-weight:400}.result-table td{text-align:right;white-space:nowrap;font-weight:500}.result-note{font:12px/1.6 var(--sans);margin:20px 0}.error-message{font:14px/1.5 var(--sans);color:#922f45;padding:20px 0}.allocation-diagram{background:var(--paper);height:18px;margin-top:15px;display:flex}.allocation-diagram .e{background:var(--accent)}.allocation-diagram .c{background:#527d9a}.allocation-diagram .self{background:#9f9aba}.diagram-legend{font:11px var(--sans);flex-wrap:wrap;gap:15px;margin-top:10px;display:flex}.diagram-legend span:before{content:"";background:var(--accent);width:8px;height:8px;margin-right:6px;display:inline-block}.diagram-legend span:nth-child(2):before{background:#527d9a}.diagram-legend span:nth-child(3):before{background:#9f9aba}.rules-overview{max-width:900px;margin:20px auto 50px;padding:0 30px}.rules-overview table{width:100%;font:14px/1.5 var(--sans);border-collapse:collapse}.rules-overview caption{font:26px var(--serif);text-align:left;margin-bottom:20px}.rules-overview th,.rules-overview td{text-align:left;border-bottom:1px solid var(--rule);padding:15px 8px}.rules-overview th{font-weight:500}.dark-page{background:var(--ink-deep);color:var(--paper)}.dark-page .site-header{background:var(--paper);color:var(--ink)}.story-intro{text-align:center;isolation:isolate;place-items:center;min-height:80svh;padding:80px 20px;display:grid;position:relative}.story-intro img{object-fit:cover;z-index:-2;width:100%;height:100%;position:absolute;inset:0}.story-intro:after{content:"";z-index:-1;background:#0c222975;position:absolute;inset:0}.story-intro h1{max-width:1000px;margin:25px auto;font-size:clamp(44px,7vw,94px);line-height:1.1}.story-intro p{max-width:640px;margin:auto}.story-intro .text-link{margin-top:40px}.story-scene{border-top:1px solid #466065;grid-template-columns:1.1fr 1fr;align-items:center;min-height:90svh;display:grid}.story-scene:nth-of-type(2n) img{order:2}.story-scene img{object-fit:cover;width:100%;height:90svh}.story-scene-copy{padding:70px 13%}.story-scene-copy .eyebrow{color:var(--mint)}.story-scene h2{margin:22px 0 30px;font-size:clamp(32px,4vw,58px);line-height:1.15}.story-scene p{font-size:20px;line-height:1.7}.story-outro{text-align:center;padding:100px 25px}.story-outro h2{margin-bottom:30px;font-size:42px}.story-outro p{max-width:640px;margin:25px auto}.story-outro a{margin:12px}.status-tag{border:1px solid var(--rule);font:11px var(--sans);margin-top:16px;padding:5px 10px;display:inline-block}.no-js-warning{background:var(--mist);max-width:640px;margin:25px auto;padding:20px}@media (width>=1680px){.lead-grid{padding-inline:40px}.feature-copy h1{font-size:46px}.article-card h2{font-size:25px}.card-description{font-size:16px}}@media (width<=1299px){.masthead-row nav{gap:14px}.masthead-row nav a{letter-spacing:.07em;font-size:10px}.wordmark{font-size:25px}.reading-layout{grid-template-columns:210px minmax(0,640px);gap:45px}.card-grid{gap:30px}.card-grid>.article-card:not(:nth-child(4n)):after{right:-15px}.article-card h2{font-size:20px}.essentials h2{font-size:18px}.feature-copy{bottom:40px;left:25px;right:25px}.feature-copy p:not(.eyebrow):not(.reading-time){font-size:14px}.essentials li{padding-bottom:30px}}@media (width<=1079px){:root{--gutter:40px}.masthead-row nav{display:none}.masthead-row{grid-template-columns:1fr auto 1fr}.masthead-row>.wordmark{grid-column:2}.topic-nav{justify-content:flex-start;gap:35px;padding-inline:40px}.lead-grid{flex-direction:column;gap:50px;padding:0 40px;display:flex}.lead-column{border:0;padding:0}.lead-inner{position:static!important}.lead-feature-column{order:0}.lead-essentials-column{order:1}.lead-stories-column{order:2}.feature-card{height:calc(80svh - 44px);min-height:650px}.feature-copy{bottom:50px;left:50px;right:50px}.feature-copy h1{font-size:42px}.feature-copy p:not(.eyebrow):not(.reading-time){font-size:17px}.essentials{grid-template-columns:repeat(5,1fr);gap:24px;display:grid}.essentials li{padding:27px 0 18px}.essentials h2{font-size:17px}.essentials .eyebrow{letter-spacing:.1em;font-size:9px}.essentials .reading-time{font-size:11px}.lead-stories-column{grid-template-columns:repeat(2,minmax(0,1fr));gap:30px;display:grid}.lead-stories-column .article-card{margin:0}.card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:35px}.card-grid>.article-card:nth-child(2n):after{display:none}.card-grid>.article-card:not(:nth-child(2n)):after{right:-18px}.article-card h2{font-size:24px}.wide-chapter{min-height:450px}.chapter-copy{padding:50px 12%}.chapter-copy h2{font-size:36px}.dark-module,.dark-module img{min-height:500px}.footer-grid{grid-template-columns:1.5fr 1fr;gap:35px}.team-grid{grid-template-columns:repeat(2,1fr)}.reading-layout{grid-template-columns:1fr;gap:35px;max-width:720px;margin-top:45px;padding-inline:40px}.article-aside-inner{position:static}.article-aside .author-photo{float:left;margin:0 20px 15px 0}.article-aside p{margin-bottom:8px}.toc{clear:both}.article-hero{min-height:700px}.article-heading{padding:80px 40px 50px}.menu-columns{gap:25px;padding-inline:40px}.menu-columns>nav:first-child>a{font-size:38px}.menu-columns>nav:nth-child(2){padding-inline:25px}.menu-columns>nav:nth-child(2)>a{font-size:17px}.menu-columns{grid-template-columns:1.2fr 1fr 1fr}.privacy-notice{gap:20px}.privacy-actions{gap:15px}.calculator-layout{gap:35px}.budget-results{padding:30px}.result-amount{font-size:40px}}@media (width<=739px){:root{--gutter:20px}.utility-strip{height:44px;padding-inline:55px;font-size:10px}.utility-strip a{white-space:nowrap;text-overflow:ellipsis;overflow:hidden}.utility-strip span{display:none}.masthead-row{justify-content:center;height:68px;padding:0 20px;display:flex;position:relative}.wordmark{letter-spacing:.1em;font-size:23px}.header-actions{pointer-events:none;height:44px;position:absolute;top:-44px;left:0;right:0}.header-actions .icon-button{pointer-events:auto}.header-actions .search-trigger{position:absolute;left:4px}.header-actions .menu-trigger{position:absolute;right:4px}.header-actions .saved-trigger{display:none}.topic-nav{gap:30px;height:72px;padding-inline:20px}.topic-nav a{font-size:10px}.lead-grid{gap:40px;margin-top:0;padding:0}.lead-essentials-column,.lead-stories-column{margin-inline:20px}.feature-card{height:470px;min-height:470px}.feature-card>img{object-position:center 40%}.feature-copy{bottom:35px;left:24px;right:24px}.feature-copy h1{font-size:31px;line-height:1.16}.feature-copy .eyebrow{margin-bottom:16px;font-size:10px}.feature-copy p:not(.eyebrow):not(.reading-time){margin-top:20px;font-size:14px;line-height:1.5}.feature-copy .reading-time{font-size:12px}.essentials-heading{text-align:left;margin-bottom:15px}.essentials{display:block}.essentials li{text-align:left;padding:19px 0 23px 30px}.essentials li:before{font:12px var(--sans);color:var(--accent);background:0 0;border:0;width:15px;top:23px;left:0}.essentials .eyebrow{display:none}.essentials h2{margin:0;font-size:20px;line-height:1.35}.essentials .reading-time{font-size:12px}.lead-stories-column{display:block}.lead-stories-column .article-card{margin-bottom:26px}.article-card h2{font-size:24px}.card-copy{padding:22px 8px 35px}.card-description{font-size:16px}.editorial-section{padding-top:45px}.section-heading{margin-bottom:24px;padding-block:20px}.section-heading h2{font-size:12px}.section-heading>a{letter-spacing:.06em;font-size:9px}.card-grid{display:block}.card-grid>.article-card:after{display:none}.card-grid>.article-card{border-bottom:1px solid var(--rule);margin-bottom:25px}.wide-chapter{grid-template-columns:1fr;margin-top:40px}.wide-chapter>img{height:300px}.chapter-copy{padding:40px 25px 45px}.chapter-copy h2{font-size:36px}.chapter-copy>p:not(.eyebrow){font-size:16px}.dark-module{flex-direction:column;margin-top:45px;display:flex}.dark-module img{order:-1;height:330px;min-height:0}.dark-module .chapter-copy{padding:45px 25px}.tool-invitation{margin-top:40px;padding:40px 22px}.tool-invitation h2{font-size:32px}.page-heading{padding:55px 20px 40px}.page-heading h1{margin:15px 0 22px;font-size:37px}.page-heading>p:not(.eyebrow){font-size:16px;line-height:1.6}.archive-toolbar{align-items:flex-start;gap:15px}.archive-filter{flex-direction:column;align-items:flex-start;gap:5px}.archive-filter select{max-width:150px;padding-right:0;font-size:12px}.archive-toolbar>.eyebrow{max-width:80px;padding-top:10px;font-size:9px}.archive .card-grid{padding-top:0}.pagination{flex-wrap:wrap}.article-hero{height:auto;min-height:620px}.article-heading{padding:180px 20px 40px}.article-heading h1{font-size:34px}.article-heading>p:not(.eyebrow){font-size:16px;line-height:1.6}.article-meta{margin-top:24px;font-size:11px}.article-meta span{margin:5px 0;display:block}.reading-layout{margin:35px auto 65px;padding-inline:20px}.prose{font-size:17px;line-height:1.7}.prose>p:first-child{font-size:20px}.prose h2{margin-top:42px;font-size:27px}.prose table{font-size:12px}.prose th{font-size:10px}.prose th,.prose td{padding:12px 5px}.reading-bar{gap:8px;height:64px;padding-inline:16px}.reading-bar .bar-title{font-size:12px}.reading-bar .icon-button{width:36px;height:44px}.reading-bar [data-copy]{display:none}.reading-bar .bar-actions{gap:0}.simple-content{padding:0 20px 55px}.simple-art{height:280px;margin-bottom:30px}.team-grid{grid-template-columns:1fr;gap:40px;padding-bottom:35px}.team-card img{aspect-ratio:1;max-height:420px}.team-card h2{font-size:26px}.site-footer{margin-top:45px;padding:40px 20px 22px}.footer-top{padding-bottom:25px;display:block}.footer-top .wordmark{white-space:normal;font-size:25px}.footer-top p{text-align:left;margin-top:20px;font-size:16px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 20px;padding-block:30px}.footer-grid>div{grid-column:1/-1}.footer-grid nav{gap:16px}.footer-grid a{font-size:13px}.footer-disclaimer{font-size:11px}.footer-bottom{flex-direction:column;gap:15px}.privacy-notice{width:calc(100% - 20px);padding:18px 20px;display:block;bottom:10px}.privacy-notice h2{font-size:11px}.privacy-notice p{font-size:11px;line-height:1.5}.privacy-actions{justify-content:space-between;gap:10px;margin-top:15px}.privacy-actions .button{padding:11px 13px;font-size:10px}.dialog-masthead{height:112px;padding:44px 15px 0}.dialog-masthead>.icon-button{top:0;right:4px}.dialog-masthead .wordmark{font-size:22px}.menu-columns{margin:45px auto 40px;padding-inline:22px;display:block}.menu-columns>nav:first-child>a{font-size:36px}.menu-columns>nav:first-child{gap:14px;padding-bottom:35px}.menu-columns>nav:nth-child(2){border:1px solid #466065;border-left:0;border-right:0;gap:15px;padding:30px 0}.menu-columns>nav:nth-child(2)>a{font-size:20px}.menu-columns>div{padding-top:35px}.search-panel{padding:35px 20px 50px}.search-panel>.eyebrow{font-size:10px}.search-field{margin-top:30px}.search-field input{font-size:19px}.search-suggestions{margin-top:35px;font-size:20px}.search-results h3{font-size:20px}.saved-dialog{margin:70px auto 0}.saved-list li{align-items:flex-start}.saved-list h2{font-size:21px}.saved-list .icon-button{flex-shrink:0}.calculator-layout{padding-bottom:25px;display:block}.budget-form{padding-top:25px}.budget-results{margin-top:40px;padding:26px;position:static}.result-amount{font-size:42px}.form-actions{gap:10px}.form-actions .button{padding:14px;font-size:10px}.rules-overview{padding-inline:20px}.rules-overview table{font-size:12px}.rules-overview th,.rules-overview td{padding:12px 4px}.rules-overview caption{font-size:25px}.story-intro{min-height:75svh;padding:70px 22px}.story-intro h1{font-size:45px}.story-scene{flex-direction:column;min-height:0;display:flex}.story-scene img,.story-scene:nth-of-type(2n) img{order:0;height:55svh}.story-scene-copy{padding:45px 25px 60px}.story-scene h2{font-size:36px}.story-scene p{font-size:18px}.story-outro{padding:70px 25px}.story-outro h2{font-size:32px}.story-outro a{display:block}.settings-actions{flex-direction:column}}@media (width<=359px){.wordmark{font-size:20px}.feature-copy h1{font-size:27px}.feature-copy p:not(.eyebrow):not(.reading-time){font-size:13px}.feature-copy{left:20px;right:20px}.feature-card{height:500px;min-height:500px}.dialog-masthead .wordmark{font-size:19px}.utility-strip a{font-size:9px}.privacy-actions{gap:8px;font-size:10px}.privacy-actions .button{padding:11px 9px}.footer-top .wordmark{font-size:22px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}@media print{body{color:#000;background:#fff;font-size:11pt}.site-header,.site-footer,.privacy-notice,.reading-bar,.article-related,.article-aside,.form-actions,.print-action,.skip-link,dialog,button{display:none!important}.article-hero{color:#000;background:#fff;height:auto;min-height:0;display:block}.article-hero>img,.article-hero:after{display:none}.article-heading{text-align:left;max-width:100%;padding:0 0 25px}.article-heading h1{font-size:26pt}.article-heading .eyebrow{color:#000}.article-heading>p:not(.eyebrow){font-size:13pt}.reading-layout{max-width:100%;margin:0;padding:0;display:block}.prose{font-size:11pt;line-height:1.5}.prose>p:first-child{font-size:12pt}.prose h2{break-after:avoid;font-size:17pt}.prose table{font-size:9pt}p,li,table{orphans:3;widows:3}img{object-fit:contain;max-height:300px}.container,.simple-content,.rules-overview{max-width:100%;padding:0}.page-heading{text-align:left;padding:0 0 25px}.page-heading h1{font-size:26pt}.page-heading>p:not(.eyebrow){font-size:12pt}.calculator-layout{display:block}.budget-form{display:none}.budget-results{background:#fff;border:1px solid #888;padding:20px;position:static}.budget-results h2{font-size:20pt}.result-amount{font-size:28pt}.result-note{font-size:9pt}.story-scene{min-height:0;display:block}.story-scene img{width:100%;height:200px}.story-scene-copy{padding:20px 0}.dark-page{color:#000;background:#fff}main:after{content:"Budget Begleitung · https://budget-begleitung.de";border-top:1px solid #999;margin-top:25px;padding-top:10px;font:9pt sans-serif;display:block}}.card-grid.two-up{grid-template-columns:1fr 1fr}.card-grid.two-up>.article-card:nth-child(2n):after{display:none}.card-grid.single-wide{grid-template-columns:1fr}.card-grid.single-wide>.article-card:after{display:none}.single-wide .article-card{grid-template-columns:1.15fr 1fr;align-items:center;gap:50px;display:grid}.single-wide .card-copy{padding:30px}.single-wide .article-card h2{font-size:34px}.editorial-note{text-align:center;max-width:900px;margin:auto;padding:45px 0}.editorial-note h2{margin:24px 0;font-size:42px;line-height:1.2}.editorial-note>p:not(.eyebrow){max-width:650px;margin:auto;font-size:18px}@media (width<=739px){.card-grid.two-up,.card-grid.single-wide,.single-wide .article-card{display:block}.single-wide .card-copy{padding:25px 5px}.single-wide .article-card h2{font-size:25px}.editorial-note{padding:30px 0}.editorial-note h2{font-size:30px}.editorial-note>p:not(.eyebrow){font-size:16px}}.is-saved svg{fill:var(--mint)}@media (width<=739px){.header-actions{justify-self:stretch;width:100%}.feature-card:after{background:linear-gradient(#0c222900 0%,#0c22292e 15%,#0c2229ad 38%,#0c2229f2 100%)}}@media (width>=740px) and (width<=1079px){.essentials{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 35px}.essentials li:last-child{grid-column:1/-1}.essentials h2{font-size:21px}.essentials .eyebrow{font-size:10px}.essentials .reading-time{font-size:12px}.masthead-row{grid-template-columns:minmax(0,1fr) auto minmax(0,1fr)}.masthead-row .wordmark{font-size:23px}.header-actions{gap:0}.header-actions .saved-trigger{display:none}}.article-heading{width:100%;min-width:0}.article-heading h1{overflow-wrap:anywhere;hyphens:auto}.article-card h2 a,.essentials h2 a,.topic-nav a,.masthead-row nav a,.search-suggestions a,.footer-grid a,.menu-columns a{text-decoration:none;transition:color .22s,transform .22s}.article-card h2 a:hover,.essentials h2 a:hover,.topic-nav a:hover,.masthead-row nav a:hover,.search-suggestions a:hover,.footer-grid a:hover,.menu-columns a:hover{color:var(--accent);text-decoration:none}.article-card h2 a:after,.essentials h2 a:after{content:"↗";width:0;font-family:var(--sans);opacity:0;pointer-events:none;font-size:.65em;line-height:1;transition:opacity .22s,transform .22s;display:inline-block;position:relative;left:7px;transform:translate(-6px,2px)}.article-card h2 a:hover:after,.article-card h2 a:focus-visible:after,.essentials h2 a:hover:after,.essentials h2 a:focus-visible:after{opacity:1;transform:translateY(-2px)}.topic-nav a:hover,.masthead-row nav a:hover{transform:translateY(-2px)}.footer-grid a:hover,.menu-columns a:hover{color:var(--mint)}.text-link{border-bottom:0;transition:color .22s}.text-link>span,.utility-strip a>span{transition:transform .22s;display:inline-block}.text-link:hover{color:var(--accent)}.text-link:hover>span,.utility-strip a:hover>span{transform:translate(4px,-3px)}.dark-module .text-link:hover,.story-intro .text-link:hover{color:var(--mint)}@media (prefers-reduced-motion:reduce){.article-card h2 a:after,.essentials h2 a:after,.topic-nav a:hover,.masthead-row nav a:hover,.text-link:hover>span,.utility-strip a:hover>span{transform:none}}button.text-link{text-align:left;background:0 0;border:0;padding-inline:0}.article-heading h1{hyphens:manual}@media (width<=739px){.article-heading h1{font-size:clamp(28px,8vw,34px)}}.toc a:hover{color:var(--accent);text-decoration:none}.toc a{transition:color .22s}
